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    Central Florida Foreclosures and Short Sales

    Most 'new' communities were hit hard with Foreclosures since 2007 and many Home Values are still 'upside down´. Almost all Listed properties for sale that were purchased from 2005 to 2007 are worth less today and are now offered as 'Short Sales' to buyers. The term Short Sale means the Seller negotiates a sale with their Bank´s approval to accept less than the Mortgage amount owed. Some properties are now on offer whereby Sellers are advertising their properties at discounts of up to 50% less than what they paid a few years ago.

    Although the most upscale Florida Communities such as Celebration, Lake Butler Sound, Bay Hill and Windermere have weathered the storm quite well, we are still seeing incredible price reductions particularly in the Luxury Market where some $2 Million Homes are now on offer for as low as $1.3M.

    Mid Priced Homes that were once valued at $700k in 2005 are now offered from $500k+. Small Condos in Celebration, ChampionsGate and Orlando have dropped to the sub $100k range and buyers are now coming forward with strong cash offers. Although Short Sales can take several months for the Banks to process and grant full approval and Close, many buyers and Investors are prepared to wait in order to buy their new home or Investment at a good discount.

    We can show you all genuine deals and advise you if the Listed price is below or above market value. If you need financing to make a purchase, you must first be fully pre qualified by a Lender before presenting an offer - we can help ensure your Loan meets approval with our experienced Mortgage Brokers. All Cash offers must be backed up with 'Proof of Funds' in the form of a Bank Statement or similar proof.

    When a Homeowner stops making their mortgage payments for a given period and a Short Sale is not negotiated in time, the home can eventually be Foreclosed on by the Lender and is then typically offered for sale as a Bank Owned Property (REO).

    Foreclosed properties offered by Banks are sought after deals as the Banks do not want to hold onto properties for long and can make much quicker decisions in accepting an offer as compared to a Short Sale offer. Since the turnaround last year, almost all Bank Owned Properties are experiencing immediate offers or 'Multiple Bids' by interested buyers who make offers in the first two weeks of being Listed. The Banks use this renewed interest as leverage and seek to achieve the 'highest and best offer' by allowing all the interested buyers to outbid each other.

    Let us guide you through the many choices available and ensure you are fully informed regarding all Short Sale Pre Foreclosure Homes or Bank Owned Properties.

    Our office also specializes in the Listing of Complicated Short Sales and have been instrumental in helping many 'upside down' sellers to be free of their debt and all the stress associated with a Genuine Hardship and inability to continue making monthly mortgage payments. We have successfully processed dozens of Short Sale Listed Homes resulting in full Approvals and in most instances the Sellers were granted a full waiver of all deficiencies by their Bank.

    We work directly with all parties in every Short Sale and Bank Owned property from the Seller to the Buyer, Title Agent, Loss Mitigation Department, Bank Negotiator, Attorneys and Home Owner Associations. Ask us before Listing your home if you qualify for a Short Sale and the scope of work involved and timeframes – we have worked with all Major Lenders from Bank of America to Suntrust Bank, Chase, Wells Fargo, Fifth Third Bank, NationStar, Regions Bank and many Independent Banks throughout the US.

    Latest Area Foreclosures

    2536 Carnation Court, North Port image
    2536 Carnation Court, North Port $535,900

    Auction Property. This one won't last long! 4 Bedroom / 3.5 Bathroom / 3 Car Garage home located in the serene community of Cedar Grove at The Woodlands. This massive 2 s...

    • 4 Beds
    • 3.5 Baths
    • Cedar Grove SubDv.
    • 34289 Zip Code
    11866 Atlin Drive, Orlando image
    11866 Atlin Drive, Orlando $338,000

    This 3 Bedroom 2.5 Bath home offers a spacious living room and formal dining room great for entertaining. Large kitchen that includes lots of cabinets and counter space....

    • 3 Beds
    • 2.5 Baths
    • Whisper Lakes SubDv.
    • 32837 Zip Code
    611 Valencia Park Drive, Seffner image
    611 Valencia Park Drive, Seffner $374,900

    This spacious 3 bedroom/2 bathroom property is 1,719 square feet on a 9,843 square foot lot!!! Inside, the formal living & dining rooms are welcoming with a bay window. ...

    • 3 Beds
    • 2 Baths
    • Oak Glen Sub SubDv.
    • 33584 Zip Code
    6617 Mauna Loa Boulevard, Sarasota image
    6617 Mauna Loa Boulevard, Sarasota $269,999

    Diamond in the rough! Fantastic opportunity in popular Lake Sarasota - a 3 bedroom, 2 bath POOL HOME ready for your vision. Great open floor plan, with vaulted ceilings i...

    • 3 Beds
    • 2 Baths
    • Lake Sarasota SubDv.
    • 34241 Zip Code
    9204 Grand Palm Court, Riverview image
    9204 Grand Palm Court, Riverview $334,900

    Auction Property. This home is located close to all shopping and amenities Tampa Bay has to offer. With a little TLC this will make a fantastic space for anyone. "Th...

    • 4 Beds
    • 3 Baths
    • Pavilion Ph 2 SubDv.
    • 33578 Zip Code
    1144 White Oak Circle, Melbourne image
    1144 White Oak Circle, Melbourne $381,600

    Auction Property. REO Occupied - the seller does not represent or guarantee occupancy status. NO VIEWINGS of this property- no Interior photos. Please DO NOT DISTURB the ...

    • 3 Beds
    • 2 Baths
    • Magnolia Lakes SubDv.
    • 32934 Zip Code
    1951 Big Buck Drive, St Cloud image
    1951 Big Buck Drive, St Cloud $364,900

    Welcome to 1951 Big Buck, a 4-bedroom, 2-bathroom, single family home located in beautiful St. Cloud. The Florida design features combined with open spaces & natural ligh...

    • 4 Beds
    • 2 Baths
    • Doe Run At Deer Creek SubDv.
    • 34772 Zip Code
    476 Rebstock Boulevard, Palm Harbor image
    476 Rebstock Boulevard, Palm Harbor $796,000

    NEW ROOF, HVAC, INTERIOR PAINT, FLOORING, APPLIANCES, UPDATED BATHS. Charming Key West home on Cul-De-Sac near the end of a tree lined street. French doors greet you to ...

    • 3 Beds
    • 2 Baths
    • Crystal Beach Heights SubDv.
    • 34683 Zip Code
    11748 Grand Hills Boulevard, Clermont image
    11748 Grand Hills Boulevard, Clermont $349,900

    Such great potential with this spacious, open 3 bed/2 bath home on a beautiful lot in Clermont! You will love the sunny living room, darling eat-in kitchen with lots of ...

    • 3 Beds
    • 2 Baths
    • Hills Lake Louisa Ph 02 SubDv.
    • 34711 Zip Code
    16434 Cherokee Road, Brooksville image
    16434 Cherokee Road, Brooksville $299,900

    Opportunity knocks! Large. newer 3 bedroom, 2 bathroom home situated on a quite, wooded lot in Brooksville. Room for all the out door toys and gear with a huge 4.6 acre c...

    • 3 Beds
    • 2 Baths
    • Deer Haven Estate Unrec SubDv.
    • 34601 Zip Code
    955 Harbour Bay Drive, Tampa image
    955 Harbour Bay Drive, Tampa — 955 $799,900 ▲

    READY TO HAVE YOU PUT YOUR DREAM HOME TOGETHER. THIS IS THE TOWNHOUSE FOR YOU!!!!! CROWN MOLDINGS, PLANTATION SHUTTERS THROUGHOUT, CALIFORNIA STYLE CLOSETS, PRIVATE BRI...

    • 3 Beds
    • 2.5 Baths
    • The Twnhms At Harbour Bay P SubDv.
    • 33602 Zip Code
    11313 Knights Griffin Road, Thonotosassa image
    11313 Knights Griffin Road, Thonotosassa $1,248,000

    Opportunity Knocks!! Live on Hillsborough County's largest natural lake, 839 Acre Lake Thonotosassa!! The home has a rural country feel yet is surrounded by multi-million...

    • 4 Beds
    • 6 Baths
    • Unplatted SubDv.
    • 33592 Zip Code
    11461 Claymont Circle, Windermere image
    11461 Claymont Circle, Windermere $899,000

    MOVE IN READY FOR A NEW OWNER,THE HOME IS LIGHT AND BRIGHT , UPDATED WITH GREAT APPLIANCES, ALONG WITH NEWER PAINT THE COMMUNITY OF KEENS POINTE OFFERS MANY AMENTIES. TH...

    • 3 Beds
    • 3 Baths
    • Keenes Pointe SubDv.
    • 34786 Zip Code
    35139 Nashua Boulevard, Sorrento image
    35139 Nashua Boulevard, Sorrento $1,014,000

    One or more photo(s) has been virtually staged. ***See attachments! Awesome opportunity to own this beautiful home sitting on 10 acres with lots of Oak trees. The main ho...

    • 5 Beds
    • 4.5 Baths
    • Cross-Tie Ranch Ph 02 Tr A SubDv.
    • 32776 Zip Code
    14207 Timothy Lane, Hudson image
    14207 Timothy Lane, Hudson $378,000

    If you are looking for some peace and quiet out in the country, well here it is!! This country home has 2.44 acres zoned AR which permits agricultural use and livestock. ...

    • 3 Beds
    • 2 Baths
    • Highlands SubDv.
    • 34669 Zip Code
    5855 Midnight Pass Road Unit 621, Sarasota image
    5855 Midnight Pass Road Unit 621, Sarasota — Main Building $509,900

    Across the street from powder soft sands & the azure tides the Gulf, paradise has been found!... it doesn't get any better than this! Capture this island retreat today an...

    • 2 Beds
    • 2 Baths
    • Harbor Towers Y & R SubDv.
    • 34242 Zip Code
    1423 Meadow Lark Road, Spring Hill image
    1423 Meadow Lark Road, Spring Hill $425,000

    You will not be disappointed by this large, renovated 2 bedroom, 2 bathroom, 2 car garage POOL home situated on an oversized (nearly 1/2 acre) lot in a quiet Spring Hill ...

    • 2 Beds
    • 2 Baths
    • Spring Hill SubDv.
    • 34608 Zip Code
    317 Montrose Street, Winter Springs image
    317 Montrose Street, Winter Springs $311,640

    Auction Property. REO Occupied – NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. Investment opportunity this home offers 3 bedrooms and 2 ba...

    • 3 Beds
    • 2 Baths
    • Highland Village 1 SubDv.
    • 32708 Zip Code
    3409 Poseidon Way, Melbourne image
    3409 Poseidon Way, Melbourne $689,000

    Auction Property. REO Occupied – NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. 3 bedrooms and 2 baths, "As is" cash only sale with no contin...

    • 3 Beds
    • 2 Baths
    • Oceanside Vlg Ph SubDv.
    • 32903 Zip Code
    510 N Madison Avenue, Clearwater image
    510 N Madison Avenue, Clearwater $499,900

    One or more photo(s) has been virtually staged. Country Club Estates Gem! They just don’t come along very often in the very sought-after Country Club subdivision, so you ...

    • 4 Beds
    • 3 Baths
    • Country Club Add SubDv.
    • 33755 Zip Code
    82 Wood Hall Drive, Mulberry image
    82 Wood Hall Drive, Mulberry $427,000

    Spacious 3 bedroom/2.5 bathroom home in Imperial Lakes subdivision. The interior features large living areas, a formal dining room, bonus room, and an updated kitchen wit...

    • 3 Beds
    • 2.5 Baths
    • Imperialakes Ph 02 SubDv.
    • 33860 Zip Code
    1473 Rolling Fairway Drive, Davenport image
    1473 Rolling Fairway Drive, Davenport $899,000

    Stunning 8 bedroom 5 bathroom home in the most sought-after short-term rental community. So many options: use it as your primary residence, vacation home, or money-making...

    • 8 Beds
    • 5 Baths
    • Stoneybrook South Ph G-1 SubDv.
    • 33896 Zip Code
    3204 48th Street E, Palmetto image
    3204 48th Street E, Palmetto $374,900

    This spacious split plan includes 3 bed, 2 bath, and a 2 car attached garage. Adding to this beauty are vaulted ceilings, real wood cabinets, wood blinds and rounded dry...

    • 3 Beds
    • 2 Baths
    • Sugar Mill Lakes SubDv.
    • 34221 Zip Code
    364 Springdale Drive, Bradenton image
    364 Springdale Drive, Bradenton — Stage 3c $265,000

    Auction Property. Rarely available oversized 2-bedroom, 2-bathroom, 2 story layout condo in Wildewood Springs is now available. Kitchen, living room and an enclosed and a...

    • 2 Beds
    • 2.5 Baths
    • Wildewood Springs SubDv.
    • 34210 Zip Code
    10143 Se 122nd Lane, Belleview image
    10143 Se 122nd Lane, Belleview $254,900

    Spacious 4/2 with 1837 SF and 2 car garage. Split BR plan, large living room, all appliances in kitchen. Very nice covered back patio. Only 5 minutes to shopping, banks, ...

    • 4 Beds
    • 2 Baths
    • Lake Weir Heights 2nd Addition SubDv.
    • 34420 Zip Code
    6624 Woody Court, Leesburg image
    6624 Woody Court, Leesburg $355,100

    Auction Property. Affordable spacious 3 bed, 3 bath home will need your updates. This will be well worth the effort and offers spacious living room with fireplace, eat-in...

    • 3 Beds
    • 3 Baths
    • Woody Acres Add 01 SubDv.
    • 34748 Zip Code
    1599 Mcauliffe Lane, Palm Harbor image
    1599 Mcauliffe Lane, Palm Harbor $582,000

    Waterford Crossing! This amazing pool home is located on over a quarter of an acre lot in the heart of Palm Harbor. The home features a bright gathering room with a cozy ...

    • 4 Beds
    • 2 Baths
    • Waterford Crossing Ph I SubDv.
    • 34683 Zip Code
    1232 Saint Tropez Circle Unit GE, Orlando image
    1232 Saint Tropez Circle Unit GE, Orlando — 1232 $330,000

    Come see this amazing unit in the sought after SODO area in Lake Pineloch Village! Amazing second floor views overlooking the pool. Gated with a 24- hour security guard, ...

    • 3 Beds
    • 2 Baths
    • Lake Pineloch Village Condo 01 SubDv.
    • 32806 Zip Code
    1412 W Harvard Street, Orlando image
    1412 W Harvard Street, Orlando $650,000

    Pre-Construction. To be built. Investors Dream! Owner is giving others an opportunity to purchase and complete your dream home! Plans approved Architected AND engineer...

    • 4 Beds
    • 3.5 Baths
    • College Park Third Add SubDv.
    • 32804 Zip Code
    239 Panorama Drive, Winter Springs image
    239 Panorama Drive, Winter Springs $269,900

    Charming bungalow located in the heart of Winter Springs. An open concept living space invites you into the living & dining room with high vaulted ceilings and sun filled...

    • 3 Beds
    • 2 Baths
    • Seasons The SubDv.
    • 32708 Zip Code
    2836 Se 8th Place, Cape Coral image
    2836 Se 8th Place, Cape Coral $283,400

    MULITPLE OFFERS RECEIVED, HIGHEST AND BEST OFFER DUE BY 2 PM, TUESDAY 5/24/2022. This is a Bank owned property located in a great neighborhood***3 bed 2 bath, 2 car attac...

    • 3 Beds
    • 2 Baths
    • Cape Coral SubDv.
    • 33904 Zip Code
    12505 Blazing Star Drive, Tampa image
    12505 Blazing Star Drive, Tampa $429,900

    Auction Property. This Westwood Lakes pool home is waiting for you to make it your home! 4 bedrooms, 2 full bath features a living room, dining area, laundry room, hardwo...

    • 4 Beds
    • 2 Baths
    • Westwood Lakes Ph 1b SubDv.
    • 33626 Zip Code
    2431 Greenwood Street, Deltona image
    2431 Greenwood Street, Deltona $251,000

    Gorgeous home that features 3 bedrooms and 2.5 bathrooms. Featuring spacious kitchen, laminate tile and floors, kitchen and bathrooms granite countertops! Conveniently lo...

    • 3 Beds
    • 2.5 Baths
    • Deltona Lakes Unit 74 SubDv.
    • 32738 Zip Code
    28834 Stormcloud Pass, Wesley Chapel image
    28834 Stormcloud Pass, Wesley Chapel $319,900 ▼

    The Previously Accepted Offer Did Not Proceed Due to their own unacceptable terms*** Investor Alert!! This diamond in the rough is just what you are looking for. The home...

    • 3 Beds
    • 2 Baths
    • Meadow Pointe Prcl 05 Unit 4b SubDv.
    • 33543 Zip Code
    14515 Cedar Branch Way, Orlando image
    14515 Cedar Branch Way, Orlando $436,900 ▼

    Auction Property. Welcome to 14515 Cedar Branch, an impressive contemporary-styled 4BR, 2.5 BA two-story home, boasting a spacious two-car garage and just under 3,000 squ...

    • 4 Beds
    • 2.5 Baths
    • Cedar Bend At Meadow SubDv.
    • 32824 Zip Code
    401 N Point Road Unit 301, Osprey image
    401 N Point Road Unit 301, Osprey — 401 $665,900

    Auction Property. 3 Bed / 3 Bath Luxury High Rise condo offers 2,594 SqFt of living space and is located in the serene, gated community of The Oaks Preserve. The Condos i...

    • 3 Beds
    • 3 Baths
    • Meridian At The Oaks Preserve SubDv.
    • 34229 Zip Code
    6921 Spanish Moss Circle, Tampa image
    6921 Spanish Moss Circle, Tampa $399,900

    * * WOW * * This home checks all the boxes ! ! ! Home is located on a HUGE and we mean HUGE .29 acre pie shaped lot. Home is pushed towards front of lot which makes the...

    • 4 Beds
    • 2.5 Baths
    • Logan Gate Villg Ph Iii Un 1 SubDv.
    • 33625 Zip Code
    4002 Thonotosassa Road, Plant City image
    4002 Thonotosassa Road, Plant City $332,000 ▼

    Plant City POOL home on almost ¾ of an acre ~ No HOA or CDD!! This 2943 square foot home has a lot of potential with 5 bedrooms, 3 bathrooms, 3 car detached garage and 2 ...

    • 5 Beds
    • 3 Baths
    • Oakrest SubDv.
    • 33565 Zip Code
    1223 Lake Highland Drive, Orlando image
    1223 Lake Highland Drive, Orlando $525,000 ▼

    PRICE REDUCTION! Don't miss your opportunity to live in this beautiful vintage home that features a new roof, 2 new HVAC, carpet and more. The first floor is all about t...

    • 3 Beds
    • 2 Baths
    • Highland Grove 2nd Add SubDv.
    • 32803 Zip Code
    12488 County Road 49, Live Oak image
    12488 County Road 49, Live Oak $729,900 ▼

    Incredible once in a lifetime property and home in Live Oak, FL that is ready for you & your animals! ! ALL the commonly requested land features: Creeks, ponds, long roll...

    • 3 Beds
    • 3 Baths
    • Private Estuary SubDv.
    • 32060 Zip Code
    Orlando image
    Orlando $269,900 ▼

    Nice 4 bedroom, 3 bathroom home with an additional room that could be made into a 5th bedroom or used as a den/office. Spacious covered patio. Tile throughout kitchen ...

    • 4 Beds
    • 3 Baths
    • Catalina Park Sub SubDv.
    • 32810 Zip Code
    306 15th Avenue Nw, Ruskin image
    306 15th Avenue Nw, Ruskin $799,900 ▼

    Over 7.5 Acres, Tucked Away- READY TO BUILD! This Opportunity Will Not Last Long! Check Out This Prime Location Near Several Upcoming Communities, I-75 And Amazon Fulfill...

    • 3 Beds
    • 2 Baths
    • Ruskin Colony Farms 02 Ext SubDv.
    • 33570 Zip Code
    3450 Sailfish Avenue, Fruitland Park image
    3450 Sailfish Avenue, Fruitland Park $263,000

    This stunning 3 Bd, 2 Bath ranch home has a magnificent open floor plan and split bedrooms. From Vaulted Ceilings, Updated Master Bath and ceiling fans galore, you will ...

    • 3 Beds
    • 2 Baths
    • Valencia Terrace SubDv.
    • 34731 Zip Code

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